Need Funding?
Let's Make A Plan.
Answer a few quick questions and we'll help you explore the most suitable funding solution for your situation.
Why Thousands Of South Africans Apply The Wrong Way
Most people don't get turned down because they don't qualify anywhere. They get turned down because of how they applied.
Multiple Enquiries
Every bank you approach runs its own credit check. Each one leaves a mark, even when you're eventually approved somewhere else.
Wasted Time
Different forms, different call centres, different waiting periods — all for the one outcome you're actually trying to reach.
Different Paperwork, Different Criteria
What one bank wants isn't what the next one wants. You end up collecting the same documents three or four times over.
Rejected For Avoidable Reasons
Sometimes it's not about affordability at all. It's a mismatch between your situation and one particular lender's box-ticking criteria.
That's exactly why we built CapitalAssist differently.
Old Way
CapitalAssist
What Do You Need?
Choose whichever is closest — it takes you straight into your Funding Concierge Score.
How It Works
One Application
Tell us your situation once. That's the only form you'll fill in.
Assessment
We review your answers and match you with partners who genuinely fit your profile.
Funding Partner Review
Our network assesses your application under their own credit and affordability criteria.
Outcome
You hear back with a clear next step — an offer, or honest guidance on what to do instead.
Let's Calculate Your Funding Concierge Score™
Takes about 45 seconds and tells you exactly where you stand before you commit to anything.
We'll Make A Plan
We'll Make A Plan
Whatever your situation, we're focused on finding a genuine way forward — not just processing paperwork.
One Application
Complete your details once. We do the running around between funding partners, not you.
Funding Partner Network
We work with a range of registered funding partners, so you're not limited to what one single bank can offer.
No Upfront Fees
You don't pay us to apply, and there's no fee if your application isn't successful.
Dedicated Consultant
A real person guides you through the process and explains your options in plain language.
Transparent Process
No hidden surprises. We tell you exactly where you stand, honestly, at every step.
Frequently Asked Questions
Can I apply with poor credit?
Yes, it's worth applying. Because funding through our partners is often secured against an asset, some applications go through where unsecured credit wouldn't. We'll always be honest with you about where you stand — even when the answer is "not yet."
Can I still use my vehicle?
In most cases, yes. You keep driving and using your vehicle as normal — ownership stays with you throughout, provided you meet your repayment obligations.
Will I pay upfront fees?
No. There are no upfront fees for using CapitalAssist to explore your options, and there's no fee if your application isn't successful. Any fees connected to a specific funding agreement are set out clearly by the funding partner before you sign anything.
How long does it take?
Your Funding Concierge Score takes about 45 seconds. From there, a consultant is typically in touch within one working day, and timelines to a final outcome depend on which funding partner and product is the right fit for you.
What documents do I need?
Typically a South African ID, your driver's licence, proof of address, your latest 3 months' payslips and bank statements, and — where relevant — your vehicle or property documents. We'll tell you exactly what's needed for your specific application.
Is my information safe?
Yes. We handle your personal information in line with POPIA, and we only share what's necessary with the funding partners assessing your application.
Am I obligated to accept an offer?
Not at all. Getting your Funding Concierge Score and completing an application costs you nothing and commits you to nothing. You decide if and when you want to go ahead.
Let's Get Your Plan Moving
A few details, and your consultant takes it from here.
If there's a way forward…
we'll help you find it.